Your journey

This is for us to get to know one another and start to explore how you could reach your goals. We’ll explain our approach to financial planning and discuss your expectations, current circumstances and future thinking. There’s no obligation to commit to anything and no charge for this meeting.

We’ll work through a series of questions to provide a more detailed picture of your financial situation. This will help us evaluate your existing financial arrangements, define what you want to achieve, identify specific concerns, and discuss your ideal future.

At this stage, our advisers collaborate on an ongoing basis with their paraplanning and in-house investment team colleagues to ensure that investment portfolios we might manage on your behalf remain appropriate to your needs and attitude to risk. We then use cutting edge software to build your cashflow model – illustrating how you are likely to do along the journey under different ‘what if’ scenarios.

Next, we present and discuss our findings using a range of visual tools. This will include our research and our recommended route. We’ll also share the details of any charges related to how you reach your goals in the desired timeframe. We’ll explain each of our recommendations fully, allowing you plenty of time to ask questions and think things through before deciding.

If you decide on the route we’ve planned together we’ll then take the strain by liaising fully with existing and new providers. We’ll update you at each step and keep things moving at pace so we make progress smoothly from the off. You’ll also be able to access our online portal, giving you the option of keeping track whenever it suits you.

As well as offering day-to-day contact via the online portal we’ll hold ongoing review meetings to see how we’re progressing towards your goals and what, if anything, needs adjusting. If your circumstances or the wider economy change, we can then adapt to ensure you remain on the right path.